PARCO PERSONAL · IN DEVELOPMENT

Your money.
Their preference.

Crypto from one side. Local currency on the other. We’re building payment journeys around the way people earn, send and receive.

Explore a journey Planned features
KESEURUSDGBPUSDTUSDC
A PLANNED PAYMENT JOURNEY
UK
Send USDTKE
Receive KES
Recipient preferenceLocal money.
A familiar destination.
KES payoutPlanned

Illustrative UK → Kenya route. Market and provider approvals pending.

CHOOSE EACH SIDE OF THE JOURNEY

You send your way.
They receive theirs.

Explore the four payment patterns we’re designing. Change the funding type or reverse the direction to see how a planned journey fits together.

EXPLORE A PLANNED JOURNEYConcept
United Kingdom → Kenya
SENDER · UKUSDT

Supported digital wallet

RECIPIENT · KENYAKES

Approved local bank or mobile-money route

01 · Verify02 · Quote & approve03 · Convert & pay

Illustrative route, not an available quote. UK ↔ Kenya requires approval in each direction. Rates, fees, limits and delivery methods will be shown for enabled routes.

These examples describe the product direction. UK ↔ Kenya is not an activated corridor. Other markets will appear only after their collection, conversion and payout routes are approved.

THE PERSONAL FEATURE LIST

What we’re building.
Visible from the start.

Explore the shared payment capabilities and the later personal account launch. Each feature links to its delivery scope.

01
Planned

Crypto in. Local money out.

Fund an approved transfer with USDT or USDC and pay a recipient in an available local currency, including planned KES routes.

See delivery scope
02
Planned

Fiat in. Crypto to their wallet.

Fund through an approved fiat collection route and deliver USDT or USDC to a verified recipient wallet on an enabled network.

See delivery scope
03
Planned

Know the cost before approval.

Review fees, exchange rate, recipient amount and quote expiry before approving a supported transfer or conversion.

See delivery scope
04
Planned

Follow every payment.

Track payment progress and exceptions, then review transaction records and statements across funding, conversion and payout.

See delivery scope
05
Planned

Get paid against a reference.

Accept an identified customer payment for a business, match it to the correct invoice or reference, and manage unmatched funds.

See delivery scope
06
Later release

Open personal sender accounts.

A dedicated consumer sending experience after its onboarding, market permissions, limits and support model are approved.

See delivery scope
See every feature & status
THE PLANNED FLOW

Clear before you send.
Visible until it arrives.

01

Choose the route

Select an enabled funding method and the recipient’s preferred destination. Eligibility and identity checks come first.

02

Review the whole quote

See the asset or currency, network, fees, amount due and expected payout before you approve.

03

Follow the payment

Track funding, conversion and payout. If a provider outcome is uncertain, the transfer is reviewed before any retry.

A CLEAR LAUNCH SEQUENCE

Shared rails first.
Personal accounts next.

The initial release focuses on approved businesses and API partners, including payments to individual recipients and identified customer payments to businesses.

Open personal sender accounts are a later release, with their own market permissions, verification, limits and support. The Personal page lets you follow that product as it takes shape.

Follow personal sending
PERSONAL, EXPLAINED

Good questions.
A clearer journey.

Can someone in the UK send crypto for a KES payout?

That is a planned route pattern: receive an approved USDT or USDC transfer, screen and confirm it, execute the quote and pay KES through a contracted Kenyan rail. UK sender eligibility and the Kenyan payout method must both be approved before activation.

Can the receiver get crypto if the sender pays fiat?

Yes, the architecture includes the reverse pattern. An approved fiat collection can fund a conversion and a payout to a verified wallet on an enabled network. Availability is specific to the country, provider, asset and network.

Is every market or currency pair included?

No. KES, EUR, USD, GBP, USDT and USDC are the initial product scope. Each direction and payment method needs its own enabled route; the currency list does not promise worldwide availability.

Can I create a personal account today?

Personal account opening and live payments are not available yet. The feature map separates the core payment rails from the later consumer sender launch.